Bankruptcy of Memphis

Memphis Medical debt is quite often a factor in the need to seek debt relief by filing either Chapter 7 or Chapter 13 bankruptcy . No matter how much you plan and budget, an unforeseen medical issue can interrupt your ability to earn a living, and leave you with  medical debt  that you cannot pay. When you have children, you never know when they will get sick, break a bone, or have some sport injury. It is always a good idea to take advantage of any health care insurance provided through your job. If health insurance is not provided, there are insurance options through the “Obamacare” plans that you should look into for coverage. However, if the bills are too large, and you find that you have been sued and garnishments are being placed against your paycheck, it does not hurt to see if you can get relief through filing either a Chapter7 bankruptcy  case to get rid of this debt, or a Chapter 13 bankruptcy  case to help consolidate your bills, stop the garnishment, ...

The credit card debt in the United States is predicted to reach One Trillion Dollars this year.  It is very tempting to use credit cards to pay for things that are not really necessary.  Sometimes, we use credit cards for food or gas, which are necessary, but the high interest rates continue to increase the monthly balance, and the monthly payments become more than can be paid.  If your credit card debt gets out of hand, and you are facing law suits and judgments which will result in a garnishment on your paycheck, you may want to consider filing for either a Chapter 7 bankruptcy or Chapter 13 bankruptcy.    Chapter 7 bankruptcy can eliminate debt altogether, and Chapter 13 bankruptcy can help make payments more affordable, and stop the interest from building on your accounts.  Although filing bankruptcy will probably result in losing the credit card, it is a better idea to pay for things in cash.  Also, it is always a g...

Memphis Bankruptcy Experience That Makes A Difference I am attorney Steven F. Bilsky . I have more than 30 years of experience in bankruptcy law and have helped thousands of clients find solutions to debt problems. I practice exclusively in bankruptcy law to provide each of my clients with skilled and knowledgeable representation. While my clients retain my services to obtain debt relief , I also believe it is important to provide my clients with compassionate support and superior service. Sometimes, just knowing that you have an experienced and caring advocate on your side can make a world of difference. To learn more about my education, experience and credentials, visit my attorney profile below . Steven Frank Bilsky Contact A Memphis, Tennessee Bankruptcy Lawyer I serve clients throughout the Memphis metropolitan area. To schedule a free consultation with a Memphis debt relief lawyer, contact my law office at 901-525-6692. You may also contact my office by ...

Bankruptcy And Credit Scores Have you delayed filing for bankruptcy because you are afraid that it will damage your credit rating? You are not alone. Many individuals struggle with debt problems for months or years because they fear that their credit rating will be forever ruined. They wonder if they will ever be able to get another car loan or home loan. I am attorney Steven F. Bilsky , and I have been practicing in bankruptcy law for more than 30 years. I have helped thousands of my clients obtain debt relief by filing for bankruptcy . I understand that you may have many concerns about bankruptcy . The best way to explore your options is to consult with an experienced bankruptcy lawyer. I offer a free consultation to answer your questions and help you determine if bankruptcy is right for you. To schedule your consultation, contact my law office in Memphis, Tennessee. Bankruptcy And Credit Scores | Rebuilding Credit After Bankruptcy By the time that most people start to ...

Bankruptcy Terms Bankruptcy law is primarily federal law and varies little from state to state. The United States Constitution grants to Congress the power to establish uniform bankruptcy laws throughout the United States, which ensures uniformity in how bankruptcy proceedings are conducted, encourages interstate commerce, and promotes national economic security. The individual states do, however, retain jurisdiction over certain debtor-creditor issues that are not addressed by or do not conflict with federal bankruptcy law, such as which property remains exempt from creditors' claims. Bankruptcy law provides two basic forms of relief: (1) liquidation and (2) rehabilitation, also known as reorganization. Chapter 7 Liquidation . Most bankruptcies filed in the United States involve liquidation, which is governed by Chapter 7 of the Bankruptcy Code. In a Chapter 7 liquidation case, a bankruptcy trustee collects the debtor's nonexempt property and converts it into cash. The t...

Bankruptcy of Memphis serves clients throughout West Tennessee and the Memphis metropolitan area, including Shelby County, Fayette County, Tipton County, Lauderdale County, Dyer County, Hardeman, Memphis, Germantown, Bartlett, Collierville, Lakeland, Somerville, Oakland, Covington, Dyersburg, Arlington, Millington, Atoka, Brighton, Munford, Ripley and Bolivar.  I'm Steven Bilsky , a Memphis solo practice attorney with more than 30 years of experience helping clients make fresh starts by filing Chapter 7 Bankruptcy and Chapter 13 bankruptcy . To discuss whether bankruptcy is the right choice for you, contact me today to set up a free consultation. Learn More The Law Office of Steven F. Bilsky is a debt relief agency that helps people file for bankruptcy relief under the Bankruptcy Code . Contact Attorney Steven F. Bilsky Now!

Experience That Makes A Difference I am attorney Steven F. Bilsky . I have more than 30 years of experience in bankruptcy law and have helped thousands of clients find solutions to debt problems. I practice exclusively in bankruptcy law to provide each of my clients with skilled and knowledgeable representation. While my clients retain my services to obtain debt relief , I also believe it is important to provide my clients with compassionate support and superior service. Sometimes, just knowing that you have an experienced and caring advocate on your side can make a world of difference. To learn more about my education, experience and credentials, visit my attorney profile below. Steven Frank Bilsky Contact A Tennessee Bankruptcy Lawyer I serve clients throughout the Memphis metropolitan area. To schedule a free consultation with a Memphis debt relief lawyer , contact my law office at 901-236-0572 or 888-336-3691. You may also contact my office by email .   Th...

Chapter 13 Bankruptcy Putting Your Debts on a Wage-Earner Plan If you have fallen behind on your debt payments, you could be facing some very serious consequences, including foreclosure and repossession. Chapter 13 bankruptcy , also known as a wage-earner plan, is one option that may allow you to catch up with your debts. I'm Steven Bilsky , a Memphis-based attorney with more than 30 years of Tennessee bankruptcy experience. If you are looking for a lawyer who will provide you personal guidance through the Chapter 13 bankruptcy process, don't hesitate to contact me to set up a free consultation. Common-Sense Solutions to Everyday Problems Throughout Chapter 13 bankruptcy you will be able to pay your debts on a three- to five-year repayment plan without any interest or late fees. Chapter 13 bankruptcy is particularly useful for catching up with debts that cannot be eliminated in Chapter 7 bankruptcy . Chapter 13 bankruptcy payment plans are frequently called wage-...

Are You Eligible for Debt Elimination? Chapter 7 bankruptcy is a relatively straightforward way of getting rid of debts you cannot afford to pay. If you are eligible for Chapter 7 bankruptcy , it may be possible to get your credit card balances, medical bills and other debts eliminated within a matter of a few months. I'm Steven Bilsky , a Memphis-based attorney who has been helping clients in Tennessee achieve debt relief through bankruptcy for more than 30 years. To learn more about your Chapter 7 bankruptcy options, contact me today to schedule a free consultation. Make a Fresh Start by Discharging Unsecured Debts Chapter 7 bankruptcy — also known as liquidation or straight bankruptcy — allows eligible debtors to completely eliminate certain types of unsecured debts. An unsecured debt is a debt that is not backed by a particular piece of property like a home, car or item of furniture. Credit cards and medical bills are the most common types of...

MEMPHIS BANKRUPTCY ATTORNEY Get A Fresh Start Dealing with the constant stress and anxiety of debt can make life difficult. Collection calls, unmanageable debt, wage garnishments and threats of home foreclosure can make anyone lose sleep. If you facing significant debt problems, bankruptcy may provide the relief you are seeking. Bankruptcy has allowed millions of people to obtain debt relief and get a fresh start. I Can Help I am attorney Steven F. Bilsky . I have more than 30 years of experience in bankruptcy law. I have helped thousands of clients obtain debt relief. I practice exclusively in bankruptcy law to provide each of my clients with sound advice and knowledgeable representation. If you need to speak with an experienced bankruptcy lawyer , I am pleased to offer a free consultation. To schedule your consultation, contact my law office in Memphis, Tennessee. Legal Services Tailored To Meet Your Needs I understand that each of my clients is facing a unique debt pro...