Bankruptcy of Memphis

  Memphis Bankruptcy Experience That Makes A Difference I am attorney Steven F. Bilsky . I have more than 30 years of experience in bankruptcy law and have helped thousands of clients find solutions to debt problems. I practice exclusively in bankruptcy law to provide each of my clients with skilled and knowledgeable representation. While my clients retain my services to obtain debt relief , I also believe it is important to provide my clients with compassionate support and superior service. Sometimes, just knowing that you have an experienced and caring advocate on your side can make a world of difference. To learn more about my education, experience and credentials, visit my attorney profile below . Steven Frank Bilsky Contact A Memphis, Tennessee Bankruptcy Lawyer I serve clients throughout the Memphis metropolitan area. To schedule a free consultation with a Memphis debt relief lawyer, contact my law office at 901-525-6692. You may also contact my...

  Memphis Light Gas and Water bills are often the reason that people file either Chapter 7 bankruptcy  or Chapter 13 bankruptcy .  If you decide to have your utility services reconnected by filing either type of bankruptcy , MLG & W will close out your old account, and start a new one.  However, they will charge a reconnect deposit, which can be between $150 and $300, and add this to your new bill.  If you are currently in a bankruptcy and make a new bill after you have filed a case, MLG & W will not allow this bill to be added to your bankruptcy .  Also, if the utility bill has been incurred as a result of a “diversion” or stealing services, these charges cannot be paid through your Chapter 13 bankruptcy  plan, and MLG & W will fight the ability to discharge these bills.  You will need to contact a customer service representative at MLG & W to set up arrangements to pay these charges.

  Laid Off Due to the Coronavirus (COVID-19)?  Bankruptcy Can Help . A financial plan for people impacted by coronavirus layoffs. Attorney at Law, Steven F. Bilsky, can provide Bankruptcy Protection during the Covid-19 pandemic. No one wants to file for  bankruptcy . But if you’re one of the millions laid off because of the coronavirus outbreak, it might make sense—especially if you’re struggling with debt. Learn how a “last resort” bankruptcy plan can give you a sense of control during this unpredictable time and, if necessary, help get you back on your feet financially. Don’t know much about bankruptcy? Start by learning the basics of  Chapter 7  and  Chapter 13 . The Coronavirus Crisis: Financial Instability After a Layoff Losing your job due to a layoff means one crucial thing—there’s less money to pay the bills. No matter how much effort you put into turning down the thermostat or being forced to eat in, such measures rarely stop the pile of unpaid deb...

  RESTORE MLGW UTILITIES MEMPHIS LAWYER CAN HELP RESTORE UTILITIES Have your utilities been shut down because you are late on payments? If your gas, water or electricity has been shut down, you can have your utilities turned back on by filing for bankruptcy.Memphis Light, Gas and Water is a publicly owned company. As such, special practices have been put in place to protect individuals from unwarranted shutdowns. By filing for bankruptcy, you can restore your utilities. To learn more, contact me, attorney Steven F. Bilsky. To schedule a free consultation,  contact  my law office in Memphis, Tennessee. Get The Relief You Need The U.S. Bankruptcy Code was created to give people who are struggling with debt problems a fresh start. Restoring utilities is just one of the protections afforded by Chapter 7 and Chapter 13 bankruptcy. By filing for bankruptcy, you can also obtain critical relief from other adverse creditor collection efforts. If your ...

CHAPTER 7 BANKRUPTCY Are You Eligible for Debt Elimination? Chapter 7 bankruptcy is a relatively straightforward way of getting rid of debts you cannot afford to pay. If you are eligible for Chapter 7 bankruptcy, it may be possible to get your credit card balances, medical bills and other debts eliminated within a matter of a few months. I’m Steven Bilsky, a Memphis-based attorney who has been helping clients in Tennessee achieve debt relief through bankruptcy for more than 30 years. To learn more about your Chapter 7 bankruptcy options,  contact me  today to schedule a free consultation. Make a Fresh Start by Discharging Unsecured Debts Chapter 7 bankruptcy — also known as liquidation or straight bankruptcy — allows eligible debtors to completely eliminate certain types of unsecured debts. An unsecured debt is a debt that is not backed by a particular piece of property like a home, car or item of furniture. Credit cards and medical bills are the most...

Petitioning for financial protection During the COVID-19 Outbreak Most states in the U.S. have given remain at home requests or other physical removing measures to decrease the spread of the coronavirus. Correspondingly, government chapter 11 courts have changed their tasks to help secure open wellbeing. A few courts have shut, remembering certain courts for California, Florida, New Jersey, Washington, and North Carolina. Different courts may close as the COVID-19 episode advances. In the event that you have sought financial protection, yet the court where you recorded closes before you complete the procedure, you will keep on being shielded from lenders by the programmed remain. In the event that you have not yet documented, and the court where you would regularly record closes, you might need to counsel a lawyer to see if you can document in an alternate court. Chapter 11 courts that stay open may force extra conventions for entering the town hall. Courts likewise may change agen...

Laid Off Due to the Coronavirus (COVID-19)? Bankruptcy Can Help . A financial plan for people impacted by coronavirus layoffs. Attorney at Law, Steven F. Bilsky, can provide Bankruptcy Protection during the Covid-19 pandemic. No one wants to file for bankruptcy . But if you’re one of the millions laid off because of the coronavirus outbreak, it might make sense—especially if you’re struggling with debt. Learn how a “last resort” bankruptcy plan can give you a sense of control during this unpredictable time and, if necessary, help get you back on your feet financially. Don’t know much about bankruptcy? Start by learning the basics of Chapter 7 and Chapter 13 . The Coronavirus Crisis: Financial Instability After a Layoff Losing your job due to a layoff means one crucial thing—there’s less money to pay the bills. No matter how much effort you put into turning down the thermostat or being forced to eat in, such measures rarely stop the pile of unpaid debt from accumulating. Fortunately, l...

RESTORE MLGW UTILITIES MEMPHIS LAWYER CAN HELP RESTORE UTILITIES Have your utilities been shut down because you are late on payments? If your gas, water or electricity has been shut down, you can have your utilities turned back on by filing for bankruptcy.Memphis Light, Gas and Water is a publicly owned company. As such, special practices have been put in place to protect individuals from unwarranted shutdowns. By filing for bankruptcy, you can restore your utilities. To learn more, contact me, attorney Steven F. Bilsky. To schedule a free consultation,  contact  my law office in Memphis, Tennessee. Get The Relief You Need The U.S. Bankruptcy Code was created to give people who are struggling with debt problems a fresh start. Restoring utilities is just one of the protections afforded by Chapter 7 and Chapter 13 bankruptcy. By filing for bankruptcy, you can also obtain critical relief from other adverse creditor collection efforts. If your wages a...